Step 1: Get Educated
Knowing how credit scores work is the first step toward improving your credit score. Compile a list of all the steps necessary for a healthy credit score: good payment history, high balances, low balances, and the average age of the account. Spend some time reading about what these measures mean and then take the next four steps to improve your score.
Step 2: Understand TheAnatomy Of A Credit Report
A bad credit score can close doors and raise costs. To improve your credit score and strengthen your finances, consider these steps – Understand the anatomy of a credit report by reviewing each account listed on your report as well as the dates and amounts associated with them.