We begin with a detailed analysis of your credit report to identify errors, inaccuracies, and opportunities for improvement. Based on your unique situation, we create a customized credit improvement strategy designed to help you take actionable steps toward achieving your financial goals.
As part of our process, we partner with an outside law firm to review your credit reports for potential legal violations. This ensures your rights are protected, and any inaccuracies are addressed in compliance with the law.
We guide you every step of the way, providing resources, education, and personalized support to help you address credit challenges. While results vary, our mission is to empower you with the tools and knowledge you need to improve your financial future
Our goal is to give you the tools and confidence to take control of your credit and achieve long-term financial success
You deserve credit repair services you can trust. That’s why we focus on delivering fully compliant, transparent solutions designed to help you improve your credit as quickly as possible.
We’re more than a business—we’re part of your community. Founded in Bellingham, Washington, and now serving Scottsdale, Arizona, we’re committed to helping individuals and families in both regions build stronger financial futures.
Knowledge is power when it comes to improving your credit. Our program provides weekly education to help you understand your credit, take control, and make confident decisions that lead to long-term success.
Your goals matter to us. Whether it’s buying a home, securing a loan, or simply raising your credit score, we’re here to guide you toward a stronger financial future with personalized strategies and support.
At Whatcom Credit Restoration, we believe credit repair is about more than just removing negative items—it’s about helping you take back control of your financial future. That’s why we take a comprehensive approach that includes personalized strategies, ongoing education, and one-on-one support tailored to your unique situation.
We don’t stop there. We also assist with budgeting, debt repayment strategies, and debt settlement guidance, so you can address every part of your financial health with confidence. With years of experience and a real commitment to your success, we’ll be by your side every step of the way, empowering you to reach your financial goals and build a stronger, brighter future.
When you work with us, you’re not just improving your credit—you’re gaining a partner who truly cares about your financial success. Let’s take that first step together.
We know how eager you are to see positive changes in your credit—it’s a big step toward achieving your financial goals. While every credit journey is unique, many of our clients start seeing progress within the first few months.
During this time, we’ll keep you informed with regular updates, clear progress reports, and actionable insights tailored to your situation. Our team works tirelessly on your behalf, using proven strategies to help you move forward with confidence.
Improving your credit is a process, but you don’t have to navigate it alone. We’re here to guide you, support you, and celebrate every milestone along the way. Together, we’ll work toward building a stronger financial future for you.
We believe in providing transparent pricing with clear value at every step. Here’s how it works:
First Month Fee – $250
Your first month’s fee of $250 covers everything you need to get started, including:
• Comprehensive setup of your file in our system
• A customized credit repair plan tailored to your goals
• Access to your secure client portal and shared Dropbox folder for transparency
• An appointment with a law firm to review your credit report for potential violations
• A first-month progress report with updates on scores, deletions, and disputes
• Personalized homework assignments to help you take proactive steps
• Budgeting assistance to manage your finances effectively
• Debt repayment and settlement strategies designed for your situation
• A video walkthrough of your credit report, explaining the steps taken and what’s next
Ongoing Monthly Fee – $159
After the first month, our ongoing monthly fee is $159, billed only after we complete the work for that month. This includes:
• Regular progress updates and guidance on next steps
• Continued challenges to inaccurate negative accounts
• Ongoing support with budgeting, debt repayment, and settlement
• Access to tools and resources to keep improving your credit
We’re committed to providing exceptional value, ongoing education, and personalized support to help you achieve your credit goals and build a brighter financial future.