Founded in 2017 in Bellingham, Washington, we’ve been dedicated to helping individuals in
Washington and Arizona achieve better credit scores and financial stability. Our approach goes beyond quick fixes—we focus on ongoing education and personalized guidance to empower you to manage and improve your credit for the long term.
We advocate for you by leveraging credit laws and challenging inaccurate or outdated information on your credit report. With a tailored strategy and dedicated support, we’re here to help you take control of your financial future.
What We Do
Navigating credit challenges can feel overwhelming, but you don’t have to face it alone. Our mission is to make the process simple and stress-free by handling the complexities for you.
From crafting personalized strategies to addressing inaccuracies on your credit report, we’re committed to helping you improve your credit and work toward your financial goals. Let us take care of the details so you can focus on moving forward with confidence.
Experience
Our team is led by Colleen Jeffrey, a Board-Certified Credit Consultant and Certified Credit Score Repair Specialist with extensive experience in credit restoration. Colleen also holds certifications in Student Loan Counseling and the Fair Credit Reporting Act (FCRA), ensuring you receive expert guidance at every step.
With our knowledgeable team and proven strategies, we’re ready to help you rebuild your credit and take control of your financial future.
Creditor and Collector Disputes
At Whatcom Credit Restoration, we take a detailed and thorough approach to disputes. Our letters are tailored to your specific situation—never generic templates—ensuring that we address inaccuracies effectively and hold credit bureaus, creditors, and collection agencies accountable for accurate reporting.
Our goal is to ensure your credit report reflects accurate and fair information, giving you the foundation for a stronger financial future.
No-Risk Refund Policy
Your satisfaction is our priority. If you’re not completely satisfied with our services, we offer a no-risk refund policy. Simply let us know, and we’ll refund your payment for the prior month’s service—no questions asked.
No-Hassle Cancellation Policy
We believe in flexibility and transparency. Our services are offered on a month-to-month basis, with no long-term contracts required. Cancel anytime by phone or email, and we’ll handle your request promptly—no hassle, no stress..
Don’t wait—get started today by clicking the button below to begin the onboarding process!
Support
We know how important great customer support is to your experience. Our team is committed to providing reliable, responsive service and is always here to assist you. Whether you reach out by phone or email, we’re ready to help. For email inquiries, please allow up to 24 hours for a response. Your satisfaction is our priority!
OUR SKILLS
Judgments 90%
Collections80%
Inquiries88%
Late Payments95%
Credit Experts Dedicated to Your Success
At Whatcom Credit Restoration, our team of Credit Specialists understands the challenges you face and the impact inaccurate credit reporting can have on your financial future. We use our deep knowledge of credit laws to identify and dispute inaccurate, unverifiable, or outdated items on your credit report.
We work directly with creditors, debt collectors, and credit bureaus to challenge errors and ensure your credit report reflects accurate and fair information.
How We Help
Thorough Analysis: We review your credit report in detail to identify inaccuracies and opportunities for improvement.
Advocacy: We advocate on your behalf, using credit laws to hold creditors, collectors, and bureaus accountable.
Ongoing Support: We provide clear updates and guidance throughout the process, helping you to take charge of your credit.
We’re here to make the process simple, transparent, and effective—helping you move closer to your financial goals.
Start your journey to better credit today. Let us fight for you.
Schedule Appointment
Fill out the form below, and we will be in touch shortly.
Free Credit Consultation Appointment
This is for consumers who want to know more about our program and what we offer
