We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.

After we have completed the work included in the Sign-Up Fee you will be charged $199.

  • Set up your files in our system
  • Credit audit
  • Credit education
  • Letters prepared, faxed, and mailed on your behalf
  • All letters shared in a client dropbox folder with you

After that, you will only be charged if items are deleted from your credit report.  Prices are per bureau that the item is removed from.  For example, if a late payment is removed from all 3 credit bureaus (Experian, TransUnion, and Equifax) the cost is $150.

  • Inquiries $10
  • Late payments $50
  • Charge offs $50
  • Collections $50
  • Repossessions $50
  • Evictions $50
  • Foreclosure $50
  • Child Support $50
  • Judgements $50
  • Bankruptcy $125

What you will receive from us with our service. 

  • Credit Education
  • Detailed reports going over credit score improvement to date
  • Items that you need to address
  • Dispute letters sent out every 40 days challenging the inaccurate negative accounts
  • Letters faxed and mailed on your behalf
  • All letters shared in a client dropbox file
  • Budgeting help
  • Debt repayment plan

Once you have completed the sign-up process, we will begin the analysis of your credit file. We will create a customized plan of credit restoration for you.  We will set up a recorded Zoom meeting with you to go over your credit score improvement plan.  Once we have gone over the information with you, we will also provide recommendations on things you need to address to improve your credit score.  We will then start the process of fighting for you to remove the inaccurate negative items on your credit file.

Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
We require all of our clients to be enrolled in Smart Credit while enrolled in our program.  The cost of Smart Credit is $19.55 per month.

Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.

We can challenge as many as you want at a single time, the choice is yours.

Anybody who lives in the same household can get the family plan. You do not have to be married.

We will share information with your spouse if you are going through our program together. Any lender who has referred you to our program for credit restoration will be provided updates on your credit score improvement. Other than that, we do not share your personal information.
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
We challenge inaccurate information with collectors and creditors.
Sure, call us 360-312-7164 or fill out a form on the website and we will get back to you.
Yes! Schedule your complimentary credit consult today.

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This is for consumers who want to know more about our program and what we offer