Q&A
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
During the first month of our program, our fee for credit restoration is $249. You will not be billed until all the work for the month has been completed. The first months’ services include:
• Set up your files in our system
• Credit audit
• Credit education
• Letters prepared, faxed, and mailed on your behalf
• All letters shared in a client dropbox file with you
Our monthly fee, after the first month, is $199. You will not be billed until the work for the month is complete. The monthly fee includes the following:
• Credit education
• Detailed reports going over credit score improvement to date
• Items that you need to address
• The inaccurate negative accounts that we will be challenging in this month’s letters
• Letters faxed and mailed on your behalf
• All letters shared in a client dropbox file with you
Once you have completed the sign-up process, we will begin the analysis of your credit file. We will create a customized plan of credit restoration for you. We will set up a recorded Zoom meeting with you to go over your credit score improvement plan. Once we have gone over the information with you, we will also provide recommendations on things you need to address to improve your credit score. We will then start the process of fighting for you to remove the inaccurate negative items on your credit file.
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
We require all of our clients to be enrolled in IdentityIQ while enrolled in our program. The cost of IdentityIQ is $21.99 per month.
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
We can challenge as many as you want at a single time, the choice is yours.
Anybody who lives in the same household can get the family plan. You do not have to be married.
We will share information with your spouse if you are going through our program together. Any lender who has referred you to our program for credit restoration will be provided updates on your credit score improvement. Other than that, we do not share your personal information.
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
We challenge inaccurate information with collectors and creditors.
Sure, call us 360-312-7164 or fill out a form on the website and we will get back to you.
Yes! Call us 360-312-7164 or fill out the form on the website and someone will be in contact with you within 24 hours.