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How it Works

WHAT IS INCLUDED IN THE SERVICE

Step One

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use SmartCredit .com to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership.

Step Two

You will start the onboarding process and will be emailed and texted your link to begin. Once you have completed the onboarding, we will schedule an appointment with you to create a customized blueprint for your credit improvement strategy. Your customized blueprint will be an easy-to-follow, step-by-step plan designed specifically for your credit, outlining what needs to happen for you to reach your goals.

Step Three

Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the letters are ready, we send them out to all and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

Step Four

Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.